A Day in the Life of a Title Agent

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Ever wondered what, exactly, title agents do all day? Are we busy? Are we bored? Do we sit around drinking coffee and checking our Facebook feeds?

No. Nope. Not even close. We take our coffee on the go (because let’s face it – caffeine is one of the four main food groups). We work non-stop, from the second we arrive at the office to the moment we leave for the day. Our days demand the ultimate in multi-tasking, fine attention to detail, and sheer excellence in time management. But what makes up the fabric of our day? What do we really do that keeps us so busy?

An Average Day as a Title Agent (Though No Day Is Ever Really Average)

When it comes to preparing for a closing, a great deal goes on behind the scenes. The daily responsibilities of a title agent range from preparing closing documents to conducting title searches and reviewing Closing Disclosure (CD) forms. We read and respond to hundreds of emails from lenders, agents, attorneys and other parties involved in settlement proceedings, and prioritize our daily agenda to deliver the highest level of efficiency for each of our clients.

Our duties include (but are not limited to):

  • Prepare closing documents
  • Transfer closing documents to CD forms
  • Review CD forms for upcoming closings
  • Enter revisions on CD forms
  • Compile title binders
  • Execute title searches
  • Research and resolve title issues
  • Prepare files for title orders
  • Ensure funding for loans
  • Coordinate CD instructions with lenders
  • …and a whole host of other title and escrow-related duties

How We Stand Out Among the Crowd

No day is the same as the next. At Linear Title & Escrow, our ultimate goal as title agents is to work diligently, competently and thoroughly at ensuring the most efficient closing possible for our clients. We strive to be quick, but highly efficient (which is important for lenders, clients and ultimately home buyers/sellers). We strive to be competitive with returning title requests back to lenders, typically within one week of said request. And most importantly, we maintain integrity, confidentiality, and strict adherence to regulations and the highest level of standards in our industry.

Yes, we are busy – but we love what we do. For more on how Linear Title & Escrow works  to create smooth, seamless closings, contact our team today!


Closing Timetable: Why the Wait?


Photo by Tristan Colangelo on Unsplash

You’ve put in an offer and it’s been accepted. You’re super excited and ready to move forward with transitioning into your new digs. The only thing standing between you and your dream home is the closing process. If you’re a first-time homebuyer, you may be surprised to learn that it typically takes between 30 and 45 days to close on a home – and sometimes longer, depending on the type of mortgage and circumstances. Why the wait? Why does this process take so long?

The Real Estate Transaction, From Beginning to End

A great deal happens between the time your offer is accepted and you sign on the dotted line. Here’s a general overview of the real estate transaction, from start to finish. (Keep in mind, the processing times for different mortgage products may vary.)

  1. Loan application
  2. Loan approval process
  3. Home inspection
  4. Home repairs (if necessary)
  5. Home appraisal
  6. Review or execution of land survey
  7. Walk-through
  8. Closing

Beware of Potential Closing Delays

A number of factors can delay the closing process:

  • Necessary repairs identified during the home inspection
  • Title defects or other related problems
  • Appraisal comes in under asking price
  • Missing or erroneous information (title and/or mortgage related)
  • Survey discrepancies
  • Buyer’s financing falls through

How Can You Help Ensure the Fastest Route to Closing?

The speed at which your loan is processed may be out of your control, but there are a few things you can do to ensure the straightest path to the closing table.

Be extremely prepared. Have all necessary documents compiled and ready to submit when requested. If you’re the buyer, this includes tax returns (from the past two years), pay stubs and evidence of additional income, bank and asset statements, and other information.

Be responsive. Your lender may request additional information from you throughout the process. To avoid any further delay, it’s best to respond as quickly and thoroughly to any questions, documentation or other requests they may have.

Stay in the loop. Stay in close contact with your agent, reaching out periodically (if need be) to inquire about where things are in the process and how your real estate transaction is progressing.


At Linear Title & Escrow, we work hard to ensure each closing is as efficient and streamlined as possible. Contact our team today to learn more!